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Securities-Based Line of Credit

Transaction Size: There are no loan amount limits. The amount is based upon the value of available qualifying securities. Loan to value ranging from 70-90% of the value of the securities.

Processing Time: A term sheet is issued within 24-48 hours. Funds are usually available within 48-72 hours from the date your securities are placed the designated brokerage account.

Securities-Based Line of Credit (SBLOC) is a great option for very highest net worth investors wishing to leverage securities portfolios for anything from a line of credit to large loans. You get the lowest possible interest rates and keep ownership of your securities. A SBLOC can be used for most any legal purpose except to buy other marginable securities.

It is quicker than conventional financing. The application and underwriting process is easy and quick. You submit a simple application and your most current brokerage account statement and we issue a term sheet within 24-48 hours. Funds are usually available within 48-72 hours from the date your securities are placed into your new brokerage account.

Loan Features

  • Revolving line of credit, that allows you pay interest only on what you use
  • Floating or fixed rates available given you the option to lock in a fixed rate at anytime
  • Interest rates as a low as 1.6%
  • Loan values ranging from 70-90% of the value of the securities
  • Securities remain titled in your name
  • Limited documentation and is not based upon credit or based
  • No prepayment penalty with variable rate
  • Dividends/interest paid direct to you or can be credited against interest
  • You receive 100% of portfolio appreciation
  • Foreign nationals with foreign securities are accepted
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